The Hidden Cost of Leisure

Our daughter is 15, so she is at an age when music and friends are the two of the most important things in her life. There is a big concert in town in over a years time (!) so she asked for tickets as an early birthday present.

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Stability and Long Term Planning are the Keys to Success

Just like in sports, to be successful in the journey to financial independence you need stability and a long term plan in place. In celebration of the end of the English football season on Sunday here are some comparisons between the two spheres.

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Spending Nothing – The Rush

As we work through our budget there are some days when we spend nothing all day, these are the great days. It was something we try and plan for during the week; if we’ve had an expensive day say with grocery shopping or paying a large bill then we make a conscious effort the next to spend nothing.

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Our Most Useful Appliance

Over the last hundred years we have obviously come a long way in terms of labor saving devices from microwaves to washing machines to fridges. We have come to take these things for granted and they have freed up a lot of time. As a kid I can remember that the weekly wash would take all day for my mother. More than any other advancement they are the most responsible for the creation of the modern leisure time concept as we understand it.

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April Financial Update

April seemed like an odd month with the markets veering up 1% one day and down 1% the next. In the end everything stayed fairly level.

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The Great Escape

I found out that a friend from the same company we used to work at was laid off yesterday. Next week will be two years since I was laid off so the specter of unemployment has been hanging over my former colleagues for over three years now. Close to 500,000 jobs have been lost in the oil sector in that time.

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Retirement & Privilege

I’m privileged. That’s just a statement of fact. It’s a word thrown around a lot and sometimes we lose sight of what it actually means. So what do *I* actually mean by privileged.

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FIRE – The New Hipster Millennial Trend

I’ve seen a few articles like this one that are pushing FIRE and retiring early as an aspirational lifestyle for the current millennial generation to pursue. It got me wondering why this generation might be more attracted to and more able achieve super early retirement than others.

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Don’t Panic!

Every couple of weeks or so i have a minor anxiety attack – “Are we doing the right thing?”

I think this is natural; society tells us you have to work until you are 65. Society pressures us to go into debt. Society tells us that spending money is good for the country and will boost the economy.

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The Rise of Kickstarter

Over the last few years Kickstarter has become more and more popular with over $3.6B spent. For those unfamiliar with the process Kickstarter provides a platform for (mainly) small businesses to crowdfund the money they need to get their projects off the ground.

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