Author Archives: Steve Traylen

It’s Health Insurance Week – Part 2

As I discussed last week, as of January 1st we are likely moving to an ACA (Affordable Care Act) approved plan. We saw that using a representative set of plans from Kaiser for our family of 4 the annual premiums … Continue reading

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It’s Health Insurance Week

For those in the US who are self employed, work in small business, or FIREd, this is a big week as open enrollment in the ACA (Affordable Care Act, also known as Obamacare) starts on Wednesday. A couple of days … Continue reading

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A FIRE Family Can Live Anywhere

One of the big advantages of living the FIRE life is that you can live basically anywhere you want to. We moved from Houston to Portland and approached our move in a methodical way.

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Monte Carlo or Bust

I have been looking at some Monte Carlo simulations this week. For those unfamiliar with them, they allow you to take your portfolio and input factors such as withdrawal rates, inflation and portfolio make up. The software then runs something … Continue reading

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FIRE Life : The Pros and Cons

The two questions/comments we are asked most often are, “Wow, you are so lucky” and “What do you do all day, don’t you get bored?”

Posted in Steve, Uncategorized | 3 Comments

Mitigating Risk

As mentioned a couple of weeks back the best way of spreading risk within a stock portfolio is to buy an index fund, which will likely contain several hundred stocks and track an index such as the S&P 500. However … Continue reading

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September Financial Update

We are into October already! Last quarter of the year, so I thought it would be a good idea to see how the market did in the last month and quarter and also how we did.

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Active vs Passive Fund Management

When investing money you have a choice you can have it invested actively or passively. Active management means handing your money over to an investment or fund manager who will routinely buy and sell individual stocks in order to hopefully … Continue reading

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Buses, Trains and Automobiles

Is it practical to live without a car? Could someone looking to live a thrifty FIRE lifestyle make a massive cut in their expenses by surviving only on the public transportation network?

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Good Debt, Bad Debt

When we moved from Houston to Portland, we made a conscious decision to use the money from selling our house in order to buy outright once we found the right place. We did this for two reasons.

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