Author Archives: Steve Traylen

Monte Carlo or Bust

I have been looking at some Monte Carlo simulations this week. For those unfamiliar with them, they allow you to take your portfolio and input factors such as withdrawal rates, inflation and portfolio make up. The software then runs something … Continue reading

Posted in investing | 1 Comment

FIRE Life : The Pros and Cons

The two questions/comments we are asked most often are, “Wow, you are so lucky” and “What do you do all day, don’t you get bored?”

Posted in Steve, Uncategorized | 3 Comments

Mitigating Risk

As mentioned a couple of weeks back the best way of spreading risk within a stock portfolio is to buy an index fund, which will likely contain several hundred stocks and track an index such as the S&P 500. However … Continue reading

Posted in investing, Steve | 8 Comments

September Financial Update

We are into October already! Last quarter of the year, so I thought it would be a good idea to see how the market did in the last month and quarter and also how we did.

Posted in investing, Steve, Uncategorized | 4 Comments

Active vs Passive Fund Management

When investing money you have a choice you can have it invested actively or passively. Active management means handing your money over to an investment or fund manager who will routinely buy and sell individual stocks in order to hopefully … Continue reading

Posted in investing, Steve | 2 Comments

Buses, Trains and Automobiles

Is it practical to live without a car? Could someone looking to live a thrifty FIRE lifestyle make a massive cut in their expenses by surviving only on the public transportation network?

Posted in Uncategorized | 2 Comments

Good Debt, Bad Debt

When we moved from Houston to Portland, we made a conscious decision to use the money from selling our house in order to buy outright once we found the right place. We did this for two reasons.

Posted in Uncategorized | 3 Comments

Keeping a Budget

Firstly, apologies for the long hiatus. A mixture of moving into our new house, getting the kids set up for school and general settling in meant it was impractical to keep the blog going on a regular basis through the … Continue reading

Posted in Uncategorized | 5 Comments

It’s Food Week on the Financial Blogs!

A lot of the financial blogs are talking about food this week so here is my take. Don’t worry, I won’t be posting food porn pictures.

Posted in Steve | Tagged | 2 Comments

Moving Teenagers

Buy a car … check Buy a house … check Sign the children up for the next school year … check Join the library and start getting to know the city … check Start volunteering in the community … check … Continue reading

Posted in friends, teenager, Tuffy, Uncategorized | 2 Comments