A Wake Up Call

Last week a company called RealtyShares, essentially went bust. They told their investors they weren’t taking in any new investors and would simply focus on those already with money invested with them.

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Free Money

It is getting towards the end of the year, which means it is almost dividend time. To us this is essentially free money, as we don’t have to do anything in order to get it.

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The Penniless of the Long Distance Runner

With apologies to Tom Courtenay.

I signed up this week for my second half marathon, I will be running on December 9th in the Holiday Half along the river in North West Portland. I have got back into longer training and will be doing 10 mile runs at least once a week for the next month, along with the normal 5 mile runs. So around 20 miles a week.

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October Financial Updates

It’s been a crazy month on the markets. Some major stocks have lost all their 2018 gains. This is of course normal in the course of the ups and downs of the markets. We aren’t too concerned as we are in for the long haul, but seeing tens of thousands of dollars wiped off our net worth can still be disconcerting.

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Saving The World

It seems these days that the news is pretty depressing, whether it is reports about global warming or today’s report about disappearing fauna. Our 11 year old has been expressing concerns about what we can do to help and make the world a better place.

So here are some things we are doing in our family to do our bit.

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Breadonomics

More than any other commodities, bread seems to be the item that has the largest range in quality and price. At the low end it is possible to get bread for under a dollar while high end artisan bread might be up to $7 a loaf.

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Replacing Physical Media

One of the things we have way too much of is physical media, both DVDs and CDs. We have been collecting CDs for 30 years and DVDs for close on 20. We got or first DVD player around 2001, and with no streaming we used to buy quite a few movies. When we lived overseas access to movies was difficult so we would buy or import movies. Even in Norway it was actually cheaper to use amazon.co.uk to import films and TV than to rent them from a local shop.

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The Sky is Falling?

The stock market has been very up and down the last few weeks, up 2% one day, down 2% the next. The overall effect has been approximately the last 6 months of gains have been lost and this leaves most of the market pretty flat for the year. So is it time to panic?

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Five Quirky Things About Oregon

We had various reasons for moving to Oregon, a mix of family reasons and lifestyle. We thoroughly enjoy it here and are very glad we moved to the state. However there are certainly a few things that make the place a bit quirky.

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Suze Orman Hates Us

For those who don’t know, Suze Orman is a financial “guru” who writes lots of books and appears on TV. In a recent interview¬†she rather harangued the FIRE community as being misguided and out of touch with reality . Her big takeaway was that you needed at least $5M or ideally $10M to retire.

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